Personal Banking

Checking Accounts

Palmetto Heritage Bank & Trust has developed a group of attractive deposit products and services designed to fit your personal and business needs. All checking accounts feature an ATM or Debit (Check) card (available upon approval) and direct deposit of social security or payroll. All deposit accounts are insured by the FDIC up to $100,000.

The Palmetto Heritage Checking Account is designed for individuals of any age or financial position. This account is interest-bearing with no minimum balance requirements or monthly service fees.

The Palmetto Heritage Platinum Account is designed for our customers who are age 50 or older. This account includes special benefits such as free checks, traveler's checks, and other privileges. This account is also interest-bearing.

If you are a customer who has developed a relationship with the bank, you should consider our Palmetto Heritage Prestige Account. It allows you to take advantage of additional bank service and product opportunities such as free checks, traveler's checks, and safe deposit box discounts.

We are also here to serve our local business clients by assisting them with a Commercial Checking Account suited to their financial status and short and long term goals. We offer additional business services that will allow our local business clients to simplify their financial activities.