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Pawleys Island, SC |
Toll Free: 1-866-287-6002
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About Us
History of Palmetto Heritage Bank and Trust Palmetto Heritage Bank and Trust opened in January 2005 in Pawleys Island, SC as a local community financial institution that was organized to serve the financial needs of Georgetown County, SC, and in March 2010 we opened the Murrells Inlet Branch to further expand services to the Waccamaw neck area. In June 2008 Palmetto Heritage Bank and Trust expanded its service by opening a branch office in Mount Pleasant, SC to serve the financial needs of Charleston County. We offer a broad range of quality products and services, including deposit accounts, consumer and commercial loans, mortgage loans, wealth management services, investment and trust services, including employee benefit accounts. We provide competitive financial products and services in a friendly environment designed to ensure our customers receive the quality service they expect and deserve. Remember, at Palmetto Heritage Bank and Trust…..Service is our Tradition.  |
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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