Trust & Investments
read and accept the Palmetto Heritage Bank & Trust Online Trust
Connect Terms and Conditions Agreement to continue to the Palmetto
Heritage Bank & Trust Online Trust Connect Enrollment Form.
Application to Palmetto Heritage Bank & Trust OR
Palmetto Heritage Bank & Trust
ATTN: TRUST DEPARTMENT
P.O. Box 3788, Pawleys Island, SC 29585
Trust Connect Terms and Conditions Agreement
Effective June 28, 2005
Palmetto Heritage Bank & Trust Online Trust Connect Service
is a free internet information service offered by the Trust Department
of Palmetto Heritage Bank & Trust. By electronically submitting
agreement and enrollment form, you agree to be bound by all its
terms and conditions.
Information: The Trust Connect System will allow you to view
account information (balances and recent activity) for each account
for which you have been granted access. Onscreen information cannot
be altered or downloaded to other software.
Account information is available through Trust Connect for inquiry
purposes only. The system data is refreshed each Monday through
Friday (exclusive of holidays) between 9:00 pm and 12:00 midnight.
Asset prices are updated daily, with a few exceptions. While our
ultimate goal is to completely automate the system, Palmetto Heritage
Bank & Trust must manually change exception items. Every effort
is made to provide current data, especially for a month end period,
but, circumstances beyond the control of Palmetto Heritage Bank
& Trust make it impossible to guarantee current data is always
displayed on Trust Connect. Please verify you are reviewing current
The Trust Connect System will be made available only to clients
of Palmetto Heritage Bank & Trust currently receiving trust
account statements. Upon approval of your Online Trust Connect Enrollment
Form, the Trust Division will send written confirmation of your
user access code and password ("LOGIN") used to access
the System. You will be required to change your password immediately.
can only be added, modified, or deleted by the Trust Division of
the Bank. Your LOGIN is for your use only, and should never be given
to any outside party. IF YOU FEEL YOUR LOGIN HAS BEEN COMPROMISED,
YOU SHOULD NOTIFY THE TRUST DIVISION IMMEDIATELY.
your application is approved, you may request additional parties
be granted access to your accounts on the Trust Connect System.
Upon approval of your written request by the Trust Connect System
security, the Trust Division will send, under separate cover, LOGIN
information to you for forwarding to each of the appropriate parties.
No other individual will be granted authorization to access your
accounts through the System.
Party Users: You agree to notify Palmetto Heritage Bank &
Trust immediately should you choose to terminate a relationship
with any of the individuals you have authorized to access your account
using the Trust Connect System. Once notified, Palmetto Heritage
Bank & Trust will revoke the individual's System privileges
to your account. You further agree to indemnify and hold Palmetto
Heritage Bank & Trust harmless from any and all claims of liability
which may arise from such revocation.
Access: We will not be responsible for failure to provide
access or for interruptions in access to Palmetto Heritage Bank
& Trust's Online Trust Connect Service due to a system failure
or due to other unforeseen acts or circumstances.
Your Computer Equipment or Software: We will not be responsible
for any errors or failures from any malfunction of your computer
or any computer virus or other problems related to your computer
equipment used with Palmetto Heritage Bank & Trust's Online
Trust Connect Service.
We are not responsible for any error, damages or other losses you
may suffer due to the malfunction or misapplication of any system
you use, including your browser (Microsoft Explorer®, Netscape
Navigator®, or otherwise), your Internet Service Provider (ISP),
your personal financial management or other software, (such as Quicken®,
or Microsoft Money®), or any equipment you may use (including
your telecommunications facilities, computer hardware and modem)
to access or communicate with Palmetto Heritage Bank & Trust's
Online Banking Service.
Electronic Notice: With your consent, we may send notices
to you by electronic mail (e-mail). You may use e-mail to contact
us about inquiries, maintenance, and/or some problem resolution
issues. E-mail may not be a secure method of communication. We therefore
recommend that you do not send confidential personal or financial
information by e-mail. There may be times when you need to speak
with someone immediately, especially to report a lost or stolen
PIN. In these cases, do not use e-mail. Instead, call us
at 843-237-7776, during regular business hours, Monday - Friday
9:00 a.m. - 5:00 p.m., excluding Bank Holidays.
Warranty and Software Limitations: NEITHER WE, NOR ANY OF
OUR SUBSIDIARIES, ANY SOFTWARE SUPPLIER NOR ANY INFORMATION PROVIDERS
MAKE ANY WARRANTY, EXPRESSED OR IMPLIED, TO YOU CONCERNING THE SOFTWARE,
EQUIPMENT, BROWSER OR OTHER SERVICES INCLUDING, BUT NOT LIMITED
TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR PARTICULAR PURPOSE
(OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS), UNLESS DISCLAIMING
SUCH WARRANTY IS PROHIBITED BY LAW.
Ownership of Website: The content, information and offerings
on our Website are owned by Palmetto Heritage Bank & Trust,
and the unauthorized use, reproduction, linking or distribution
of any portions is strictly prohibited.
Geographic Restrictions: The Palmetto Heritage Bank & Trust
Online Trust Connect services described in this Agreement and available
on our Website are solely offered to citizens and residents of the
United States of America currently residing in the United States.
Citizens and residents outside the United States may not be able
to access the Palmetto Heritage Bank & Trust Online Trust Connect
Cancellation: If you wish to cancel any of your Palmetto Heritage
Bank & Trust Online Trust Connect services, please contact Palmetto
Heritage Bank & Trust's Trust Division at 843-237-7776 or send
us cancellation instructions in writing to: Palmetto Heritage Bank
& Trust-Online Banking Department, 10919 Ocean Highway, Pawleys
Island, SC 29585.
Scope of Agreement: This Agreement represents our complete
agreement with you relating to our provision of the Palmetto Heritage
Bank & Trust Online Banking services. No other statement, oral
or written, including language contained in our Website, unless
otherwise noted, is part of this agreement.
Assignments: The Bank may assign certain of its rights and
responsibilities under this Agreement to independent contractors
or other third parties.
I have read and agree with the Palmetto Heritage Bank & Trust
Online Trust Connect Terms and Conditions and wish to apply for
Online Trust Connect Service.